Commercial real estate intelligence, built by feasibility study consultants.

The commercial real estate data platform built by MMCG Invest, LLC, the feasibility consulting practice whose studies SBA lenders, USDA lenders and banks rely on. Enter an address and the platform returns parcel, building, flood, wetland, traffic, demographic, competitive supply and lending layers in the structure a credit memo expects.

It is not a listing portal and it is not an appraisal tool. It is the underwriting data layer, opened up so you can run it yourself rather than waiting on an analyst.

Address lookup is free and runs without an account. Deeper layers, saved workspaces and comparable exports are Premium, and the escalation path to a signed feasibility study is a separate engagement with MMCG Invest.

County property records, state departments of transportation, FEMA, USGS, NOAA, Census ACS and the decennial census, BLS, the SBA FOIA loan release, and MMCG's own primary research. Every field carries the source it came from and the period it describes.

Where a layer is not held for a given county, the platform says so rather than filling the gap with a state average. An unmapped county and a county with no risk are different statements and are never conflated.

No. MMCG Invest produces feasibility studies and market analyses. Those are distinct engagements from an appraisal, they answer different questions, and they are relied on differently by lenders. The methodology is USPAP-aligned and the distinction is stated on every deliverable.

Yes, and that path is the reason the platform exists in this shape. Any workspace session can be promoted to a full study authored and signed by MMCG Invest, delivered in the structures lenders require and typically inside nine to sixteen business days from a complete brief.

Demographic, economic and lending layers cover all 3,144 counties in the country. Parcel, flood and traffic coverage varies by state, and rather than publish a single coverage claim that is true in some places and misleading in others, each module reports its own coverage for the geography you asked about.

State and county pages exist for the ten largest states by population, and every county in those states has its own page carrying what is held locally.

Every field carries the period it describes rather than the date it was retrieved, which are different things and only one of them is useful. Traffic counts sit at count year 2024, demographics at the ACS 2020 to 2024 five-year estimates, flood at current published panels, and the SBA lending record runs through 2026.

Statutory content is pinned to a specific edition and the pin is re-verified against the newest available edition rather than assumed still current. That practice is what surfaced the repeal of Florida's commercial rent tax, a change most published Florida market analysis still has not caught up with.

No. Address lookup runs without an account and without cost, because a tool you have to register for to evaluate is a tool most people never evaluate.

Saved workspaces and comparable exports are Premium features.

A commercial listing platform answers what is for sale, what it sold for, and who brokered it. That is transaction infrastructure and it is good at that job.

This answers a different question: whether a site works. What is the flood exposure, what is the traffic on the corridor beside it, how many of this business type already operate in the trade area, has a lender financed one here recently, and what does coverage look like at the SBA floor. That question applies to parcels that are not for sale and have no listing, which is most of them, and it is the question a feasibility study exists to answer.

Debt service coverage ratio measures how far a property's net operating income exceeds its debt service. It is the single number a credit committee reaches for first, because it answers whether the project services its own debt with room to spare.

SBA SOP 50 10 8.1 sets a floor that lenders underwrite against, and USDA applies its own stricter definition. Showing coverage sensitivity at those thresholds rather than at a generic benchmark is the difference between knowing a deal pencils and knowing it is financeable, which are not the same thing.

Yes. Exports are a Premium feature, and they carry the source and the period on every field, so provenance survives into your own spreadsheet rather than stopping at the screen.

That matters more than it sounds. A number pasted into a model without its vintage becomes an assumption nobody can check six months later, which is how stale figures end up inside credit files.

MMCG Invest, LLC is the commercial real estate feasibility consulting practice that built and operates this platform. Its studies are signed by the firm and relied on by SBA lenders, USDA lenders and banks.

That matters here because the platform is not a data vendor's product with a consulting arm bolted on. It is the internal infrastructure of a working feasibility practice, opened up, which is why it is organised around what a credit committee asks rather than what a listing portal shows.

An independent feasibility study consultant tests whether a specific project at a specific site can carry its debt, and documents the answer for a lender's credit file. The work covers the market, the competing supply, the demand case, the operating assumptions and the resulting coverage.

Having no stake in the loan closing is what lets a credit committee rely on the conclusion, which is a different job from persuading an investor.

No federal rule makes a feasibility study mandatory for SBA credits. The SOP is permissive and the lender orders one where it helps, most often for start-ups, ground-up construction and special purpose property, where projections rather than history carry the credit decision.

USDA is different. Its Business and Industry rules at 7 CFR Part 5001 require an independent feasibility study for a guaranteed loan above one million dollars to a new business, and the agency can require one on other files. Both positions are set out in the regulatory spine articles on this site.

Ask who signs the study and what their credentials are, whether the fee is independent of the conclusion and the closing, whether every figure is sourced and dated, and whether they have written for your loan program before.

Ask whether they will answer the credit committee's questions after delivery. A consultant who publishes their borrowers' names is telling you how they will treat yours.

Yes. Address lookup in the workspace is free and needs no account, so you can read the parcel, the flood panel, the traffic count and the trade area before you commit to anything.

Many engagements start from a session the sponsor or lender already ran.